ONE person? Read all the comments here. They have been scamming people for decades. They should not even be mentioned in the same breath with real financial service companies. They exist to profit from membership fees, not to sell financial products. They lured me in under false pretenses also, like many others, including former coworkers of mine.
Then you walk in, get a lame presentation, then get shoved into an office with someone to attempt to extort money out of you, claiming it is for training or licensing they were very vague about it. I immediately smelled a rat. I finally had to threaten them and block their phone numbers to get them to stop stalking me. Seriously go suck a dick. It is a scam but after reading all the posts defending Primerica it could also be a cult. Take your business elsewhere.
Preach bro Preach!!! Your spelling makes your opinion invalid. Primerica is a major business yes but morally they are wrong and misleading. I am not familiar with Primerica but was involved in some MLM form of business way back in the past. May be a supplemental part time gig. But even then, some other part time jobs could probably offer more. On the cultic side of it, some of these are spiritually uplifting with their motivational speakers even using the stories of Jesus in their sales talk.
But me being a Bible freak, I guess this is how they got me. It feels great really. I say keep a day job and get a better part time job or gig that actually earns for the little hours put in. I have earned little but I only put in little.
Little hours equate little money. Anybody tells you different is a lie and scam. I only respond to this because there is a need to say these words. If you are looking for an opportunity, see it first hand not on the words of an opinionated article from an individual who clearly has a one-side message. Primerica is scam, but I love it because of the people you meet, the motivational speeches, and more importantly the TAX benefits. The tax benefits is the main reason.
God bless scammy Primerica. We are listed in Forbes most trustworthy financial companies. If the owner of this page does not delete these lies, she will receive a lawsuit. We help people with their finances. Strong people realise this is a chance to own your own business and the sky is the limit. Yes it take a lot of self discipline and work, if you want to be a top earner. As for me I love the freedom of having to fire my boss! Now I may not have the best grammar or punctuation but I know for a fact that a company like that should have.
I have to say after reading this for over an hour I am very disturbed that you would talk about Primerica in such a negative light. I was unsure about the business and researched the industry as well as Primerica for over 3 years until I finally joined my parents in their business. The Foundation of buy term and invest the difference is absolutely the best route a family can take as long as they follow the program to its finality.
You claim that anyone can buy a term for cheaper but the reality is that if you sit with any agent from any other insurance company they will most likely try to sell you on a whole life product of some sort which with any amount of research you will see is really the biggest rip off out there! I am not sure what happened that led you to believe that the company is bad or that it is a scam but I can tell you in the almost 20 years I have been around I have seen many become very successful in the business and many policies paid out that really saved families lives financially.
You may not like how Primerica is structured, or what they sell, or how they teach people to build their business but by no means is it a scam, or fraud. I can tell you that from personal experience. I would tell you that my family strives to help families financially, spiritually and in any other way we can and its sad that someone like yourself has to stoop to this level to try to build your own business.
Primerica gives people an opportunity to be big, never a guarantee. Kind of like a kid aspiring to be a professional athlete. Only a very small number will ever make it but I would never tell a kid not to try because the odds were against them.
Lastly I pray you think twice before ever talking bad about anyone or any company, especially because someone might actually listen to your opinion and hinder their chances for a life changing experience. Thank you for reading my response and I pray that one day you will come to your senses and focus on your business and allow Primericans to continue to save families financially like they have for over 40 years.
God Bless. I went in for an interview and well I had to pay on the spot, they also got my social security number and information. Should I go back amd ask for a refund? You have no idea what you are talking about! Let me tell you this, is your company on the Forbes list on the top 50 trustworthy companies? Please google it. Pyramid Shmyramid. Lets see, McDonalds…You have the Owner who make loads of money , then you have your Vice presidents, Store managers, Shift managers, Crew trainers, regular employees.
What does that sound like to you? And MLM! Have you ever heard of the rule of 72? I doubt it! So please do yourself a favor, take the time to really know the business before you post false blogs about something you know nothing about!
Primerica online should be free also. They mention that they are on the Forbes list of the top trustworthy companies to brainwash people. Yes, businesses are similar to pyramids but with a huge difference. In a regular business, people actually make a profit unlike pyramid schemes and no one has to pay a single cent for anything. The Rule of 72 is simply taking 72 and diving it by the annual rate of return so investors can estimate how long it will take for their investment to double.
Do you know of any business that has an overhead of only 25 a month??? No way. Any business you start you have to lay down thousands to start it. So I would pay 99 any day for this opportunity. Yes those who have more people working in their office gets paid more… But they all started at the same place. Those who work their butts off building their business get paid well because they deserve it. Not only do you help people become debt free, properly protected, and financially independent, We get to be compensated for it better than a merril lynch agent and thats only a part time position!!
After you compare our insurance with other insurance you will understand why it is priced accordingly. We have a huge value for a great price and we dont try to convince you to turn your policy into a cash value life insurance ripp off later. Primerica has saved my family from heart ache and financial ruin when no one else has offered us a road map to financial freedom.
There are complaints on consumeraffairs. There are also complaints that they want to advertise on their recruits Facebook. There is no opportunity, the facts are there and the reality is that most people will make less than a part time employee at McDonalds. People are better off working for a regular insurance companies because they will get compensated better, they will never ask you to recruit anyone and they will help you with leads- something that many people struggle with.
And yes, it is great to have your own business and help people, but there are better ways to do this. Jennifer i have no clue from which rock you crawled out of but your ignorance is coming out of your ears. When you know what you are talking about then people will take the time to respond.
Glad to hear that many people realized that. That agent made me realized that the evil got new wings. He told me that for professional people, they will provide offices equipped for your type of professional work for example dental clinic, consulting, accounting etc , they will take care of licenses and you will be in a network to be protected by the network attorneys, and you will pay a high rent and fees for all these.
Exactly, everyone who works for primerica seem to be in a cult! I am a student in college and when they tried to recruit me I was convinced at first. And then I got a little skeptical when they asked me to miss 1. The day of class that I was supposed to take my final; p. I was smart enough to not miss it, and 2. They asked me to miss the first day of my summer school class to attend a rally I was also smart enough to deny the offer.
Well Mike your wrong. In fact everyone on here posting negatively should take a better look. Yes I have Primerica insurance and became a rep. I paid the And yes you can own a business that is resealable in Primerica.
Just like a realtor commission based the realtor company owns the office the realtors work for the company for commission same as Primerica or any other commission based company. As far a lying never happened to me. Those who do are bad reps and should be reported. Term insurance is the way to go. Whole life, Universal, etc are just bad if you really look at them. Those are the reps that screw people over for more commission. Do you know what is the cost of the licenses?
Do you know what is the minimum amount you need to pay monthly in the majority of MLM businesses? All businesses in this life required a minimum of money generally more than this amount and all successful business required a lot of time to build it.
Primerica is unique indeed. They are the only ones who sell their financial products through multilevel marketing, unlike State Farm, New York Life, and other trustworthy companies.
Wow you said they tell people they were on Forbes to brainwash people yet they are on Forbes. Get your fucking facts straight. Nobody is denying that they were on Forbes and that in fact named them as a trustworthy company. Forbes also named NuSkin a trustworthy company. But did you know not everything you read on Forbes can be trusted. You are a lying idiot Jennifer Whats your background? Take it from me, Primerica gave me a shot as a 19 year old kid and I am forever grateful.
Hate hearing people speak bad about the company.. People who apply what they learn from Primerica are way ahead of the average person even if they are not even in the business.. Forbes can't be bought. Any company would be proud of that recognition in an industry otherwise tainted by corruption. Are people brainwashed by "honor student" bumper stickers?
Proud People who found success just like to tell their story. Now Forbes is telling it FOR them. That is an honor. And, Fidelity and Vanguard are two of their five biggest holders. Anyone hear of those two companies? The only information that can be trusted are real statistics and the experiences people have had by looking at reviews at ConsumerAffairs. Thanks Jennifer, I enjoyed your honesty and your opinion. It helped me make a decision about either to join or not.
Keep up your work and be yourself. Fuck you primerica scammers. They asked me for for the background check and i laughed and walked out. Who is truly qualified to do anything in this world unless they are trained. You make no sense Jennifer truly you have never been in or had a traditional business before.
You have to pay for everything in a Traditional business. Man you have to stop talking out the side of your neck because you sound foolish to someone that has owned a business. Get your facts together before you continue to post. Furthermore we have no control over what Forbes post so for you to say something so foolish tells me a lot about you. True, when actually owning a business you tend to lease it, and you have to pay money for licenses, worker compensation, and other expenses.
Problem is, your employees do not. When you hire a service worker or line cook at McDonalds, they do not have to pay a fee for background checks, or for getting drug tested, or for the Food Handler Permit, or pay a monthly fee for the ability to utilize store facilities.
That is the big difference here. One of my friends owns a tax business with over employees at his firm. So how about you shut up how could you guys live with yourselves trying to make money by screwing other people over.
The class is free, and I was reimbursed for my exam and fingerprinting fees, fast. You just had an unorganized office. How are you unqualified if u have to get licensed? How can anyone really learn life insurance after only five days? A real insurance company will train you for over two months.
ALL of the insurance companies NY Life, Prudential, MetLife, etc you name it, hire people, send them to training to get their license and within 30 days are selling insurance.
It is not a requirement to have a background in sales. If you can pass the exam, you can sell. So if you want to pick on Primerica you can pick on everyone else too. Yes, but Primerica only trains their agents for three days unlike other companies that train their agents for weeks.
Does McDonalds open and run there business with no expenses??? Do you think the Coporate Company receives nothing from the independent franchisee???
Understand what you are commenting about before you comment. Hello Jennifer. I must admit that I feel that a lot of what you responded to this comment is all opinion based. Though a background investigation usually is free, as you said, there are many different types which do carry fees, such as a Federal background investigation, which is what this company seems to do. It also important to mention that some of your finishing points, listed under the reasons to avoid this company are somewhat irrelevant.
For example, saying that it ruins relationships, sounds more like a personal problem, rather than a fact. In regards to Forbes magazine, I have taken the liberty of providing the direct link to their page below, proving it to be a true statement. This alone, makes your whole review questionable.
Also, on the contrary to what you said, ALL business actually do have to pay something, usually much more than a cent try something like thousands ; this is called a start-up cost.
Cigarette companies target smokers, diaper companies target parents, and etc. I also found that your statement regarding different rates for men and women is wrong, but, it appears that they might be changing that due to STATE regulations. Finally, it is extremely rare for any business to allow you to take their clients with you, if you decide to leave them.
Many Independent Contractor have to sign documents that clearly state that. The truth is you are risking relationships, especially when they find out they could of gotten a better priced product with a more reputable company. My business allows people to join and start a website for free. All you need is internet service and a laptop. This is truly helping people in my opinion. Okay, that is pretty funny.
I find your opinion of my review disappointing too as I try my best and spent hours doing research on this company. And they the company pays for the fingerprints and everything else and the background is free. They do a follow up with you and they explain to you how the business work and how we get paid. They lay eveeverything down on the table for you and then you make your own decision.
So please your arguments are worthless. I regret giving this company a single dollar. This is far from a scam! I have life insurance through Primerica because I believe in this company so much! We help people, we change lives! My team is amazing and treat me like family! It wont work if your a lazy unmotivated person and F. I if you do your research you would know that the company has been rated A by the B. B and is 13 on Forbes. Also just a side note something that was forgot to be mentioned Primerica is the only company that will allow you to create and build your own office but there are guide lines threw the federal GOV.
But they found success working for more reputable companies such as New York Life. Wow, I mean, given the average amount of actual policies sold by agents per year which is about 1. According to The Outline, brands can secretly buy their way into Forbes. It can take the FTC years to shut a company down. I rather go through a more trained and knowledgeable agent who can give me exactly what I need at the best price.
Primerica is actually rated on of the top trustworthy financial companies by Forbes magazine. You can actually look it up. I did! I am not a member of Primerica; however, I am a client. For real?
This sounds like a really good opportunity for people looking to build a business like myself! Jennifer you sound really bitter I know plenty of people who have Primerica and they love it. Shame on you, Jennifer. What an infantile and pathetic comment to make. I wish you well with that one. Yes, I believe Primerica agents are brainwashed themselves. If we have to train and study for exams, how would that make anyone unqualified?
These exams are state required just like you would go for real estate or drivers license. The reason why you are in the wrong, is because, your statements are in direct with defamation of a company! Defamation is when a person or business persuades others that one business is bad, due to what they perceive a business to be.
Your actions are then considered to be criminal and legal action may be taken against you! Please realize that even if I am not the CEO and only a rep, my information is more accurate than yours. You clearly sat through training, but never really grasp the meaning of the business. It is hard to make it in the company, but only you can wake your mind up to become successful.
Maybe try it again and this time, get licensed!!!!! You call taking a 3 to 5 day crash course qualified? A State Farm agent told me that they train their agents for at least two months. It is further hard to make it once Primerica representatives reach RVP level and their dowline gets taken away from them.
I work at a shoprite and someone came into my line first bating me by telling me how great I am and having a good conversation. In the meeting I was on my phone and thinking about a way to walk out of the bull shit. Wasted an hour of my time but some chump was in that meeting a second time and brought his friend. What a load of shit. The figures he was showing me where how you go about getting a CD, and eventually having enough to retire with by saving a dollar a day.
Why should you pay for a background check. Good companies pay for it If they really want you you to join them. It is a tax write off for them. Also back ground checks are not so expensive.
What is expensive? Do you know the company pays s of dollars to license the people that work for them? Yes people can work for mcdonalds but at the end of the day, they work for someone else and their job is never guaranteed or will ever allow them to make income based on their performance, only their position. If a simple fee to start a business bothers people, they do not have the right mindset to run a business.
People want a get rich quick and Primerica is not it. Nothing great is ever easy or quick otherwise everyone would do it. To sell Life Insurance there is a state test which speaks to accountability. As for people not being proficient out the gate, no one starting out is an expert! None of these points, or any of the other things mentioned, point to a Scam.
Do you honestly think Forbes will allow people to pay their way into Forbes Magazine? I would think not! Can anyone buy their way into a positive position in the BBB? Certainly not. I know a 28 year old who is making six figures in the Primerica business. I have also met others who only supplement their regular pay.
Nothing wrong with either, it is a personal choice. Mcdonalds is a fast food restaurant with someone always above your pay grade and someone above that pay grade and someone above that pay grade and so on and so on. Do you see the flaw in your statements?
Guys what do u not understand about this being a business not a job. With business, the costs of that business are on you. With a job the costs of the business are on the employer. The costs for primerica are just much lower then other more traditional businesses. The 25 a month is actually really cheap given the amount of software that goes into our business esp since it includes morning star.
I was an RVP and was forced to step down because I question whether the 35 year term is level or not! We will see! My parents were killed in Afghanistan and I was a parent at age 7 to my 4 year old sister and I was a teenager ex muslim and vulnerable got sucker into this. Yes I got my ring! Yes thas exactly what terrorist leaders do is recruit young and vulnerable peope!!! Primerica is a cult and they messed with wrong person!
One, it helps keep the premium down on the policy, meaning the client will pay less overall. IF they company needed to raise the price on the policy, they would do it on the entire class: all males, ages 35, that are Preferred, for example. There are still lawsuits going on. You are more than welcome to take your chances with life insurance from another company, but unfortunately, your information is not accurate.
It is level. Your client have a choice to decline the automatic benefit increase! As far as the money moved from the FRS if you are not qualified enough then you should call someone else to help you! It has several thousands of owners because it is a publicly traded company. In that case ita be more about long term capital gains. But again, I doubt you know what any of this means….
Reiko, Great response. If you someone is going to post about why a company is a scam at least have all of your information correct. Pyramid schemes are not traded on the NYSE. Primerica is no different from any other insurance company besides the fact everyone has the opportunity to have a brokerage.
You idiots that think that your job is not a pyramid have been brainwashed and uneducated. Plus I am not sure that pyramid scheme says that you have to be licensed in order to make money. Maybe the DMV is a pyramid scheme because you have to get your drivers licensed before you can drive.
Uh I quit Primerica and I am not a quitter. Not everyone is meant to take this direction in this life. And yes I made it to a division leader.
I have nothing against the company. Making money from friends or family is even more stupid. If a person can go that low, he or she will be much more successful in any other fields.
If my kid asks me to buy something from Primerica, I rather give her some cash, Cuz I know, to me, that means she is living well. You are an idiot. Even my 90 years old grandmother knows how to cancel a recuring monthly payment.
Please be a better loser! You can literally write business from anywhere at any time of the day. All you need is a mobile device. Let me know of one other company that can provide that level of support to help you build and succeed.
By the way, did you ever get your licences???? Wow rule of You must be a genius.. Look out Einstein! You my son must be the most gullible individual in the world. Comparing Walmart to Primerica is the most 3rd grade level debate on here. There is a huge difference between pyramid and position level. So in your Primerica pyramid everyone up to 11 levels above you make money off from every sale you make, simplistic definition of pyramid scheme. A Walmart manager makes a salary not a commission, which means he makes that amount whether he shows up to work for 40 hours or hours.
Rather he is getting paid for his experience and knowledge, not his sales pitch. Furthermore on the Forbes List of most trusted companies you obviously believe everything you read on the internet. How about you instead do some real research and you would see that statement is false.
Furthermore do research on the Founder and CEO and you will see how they have several similar business going and they let them run until their financial advisors tell them to sell off in the stock game. They just keep repeating this to earn the insane amount of money they have. Are the people who are at the top of these pyramid schemes smart, absolutely without a doubt.
But you my son need to learn how to reference and research and validate the credentials of the information you are trying to push out. Employers are NOT supposed to take your credit card number whatsoever. People are blaming the company for it supposedly being a pyramid scam but im sure most people here have superiors that have superiors and so on. Also recruiting, any job that posts a for hire sign or states anything of that sort being even online is recruiting! It may not be for everyone.
People say oh I tried it already. Not for me, well maybe you didnt try hard enough. Going off an opinion verses facts show how closed minded people are. Be wise. Open your mind to whats real. Not to what some lazy or maybe some that lack self confidence in something that is legit opinionizes for some self satisfaction. Feel bigger now? Doubt it.
Jennifer you stupid. This is not a pyramid scheme retard. This is real to a lot of people. Grow up and back off. Get the real meaning of pyramid scheme you dummy.
There are complaints on ConsumerAffairs. The projected income per year for a Primerica representative is less than a part-time employee at MC Donalds.
People are better off working for State Farm. Every insurance company will not pay a claim if the policy has terminated. Missing a few payments probably means the policy has lapsed. Policyowners are given a grace period for missed payments but once that period is over, the policy will be cancelled. Insurance is just a contract between the policy owner and the insurance company that says that as long as you pay them the premium, they will pay you an agreed to amount in the event of a covered loss.
Unfortunately, both my sister and I have had a bad experience with Primerica. My father purchased a paid in full, paid-up policy with Primerica, where my sister and I were the beneficiaries. What a rip-off. What is the point of paying your hard-earned money for a life insurance policy for your spouse or children, only to have the life insurance company attempt to find a loophole to get out of paying as they should and to find a way to, in the end, keep the monies to themselves.
You said it in your post we offer Term Insurance. So by you not reading and posting this you contradicted yourself by posting this.
Tell us your story you had a bad experience with someone in the company. Now you are bashing the whole company.
This company was founded by a high school football coach with an idea and a crusade to help middle class Americans just like himself have a better future for their families and that idea has grown into the Largest Financial Services Marketing company in North America today.
God Bless. Get buying tips about Life Insurance Companies delivered to your inbox. Thank you, you have successfully subscribed to our newsletter!
Enjoy reading our tips and recommendations. Primerica takes integrity to the kitchen table! As a licensed representative with Primerica since I can say with all honesty that they offer a very real opportunity doing great things for people. They are committed to helping people get out of debt and become financially independent teaching common sense principles that work. I am truly grateful to Primerica for their commitment to doing what is right! Very happy.
Actually received proper coverage that was tailored and right for ME and my individual needs and budget more for less too as opposed to what's better financially for the company or agent like others and that wasn't "too good to be true". Everything was explained in layman's terms and all and any questions were answered by agent who had my best interest at heart.
Medical questionnaire etc was straight forward and not misleading or vague, covered a lot of things and nurse was able to came when it fit with my schedule any time of day. This is a term life insurance policy that renews every ten years. The premiums increase at renewal and is recalculated based on my age at renewal time.
Because of my income, I have had to reduce the amount of the insurance. There is no cash value attached as it would have been had I bought a whole life policy. At my current age of 70, a whole life policy would cost more than I could currently afford. Despite these issues, this company was very efficient at paying me after my son died as I also paid his insurance premiums. Lack of communication. Lack of professionalism. Lack of sympathy. Lack of responsibility. Lack of call backs.
I do not recommend this company. We have had numerous mistakes from our representative. It's time consuming and so stressful to deal with this company. Company losses your important certified mail. Lack of accountability. Lose documents sent in by you even if they are certified mail. Your paperwork sits on their desk for weeks!!!! Worst company EVER!!! Two family members passed away within 3 weeks of each other leaving us to deal with 7 life insurance companies.
It has been 8 weeks and Primerica has not paid the claim while the other 6 companies settled in less than 30 days. It takes the claims adjuster about a week to open an email. We get as many as 3 requests by mail for the same information which they verify they received by email. Then after a week or more a request comes by mail for additional information.
The adjuster never returns a call leaving the customer representative dealing with the customer. Genuine, caring and respectful. I had no problem to collect the money from insurance in time. No harassment, no prejudice, but I had a case manager named Stacy who was able to get everything that I have to in time. Mostly was her voice which soothed my grief.
Thanks again for helping a widow. PRIMERICA is very inclusive of all ages and gender and it has really shown through this pandemic when other companies were turning our seniors away they were inviting all to come along and get coverage. Sign up to receive our free weekly newsletter. Unfortunately, one bad experience makes the whole company look bad.
My mentor has been in the business of finances for over 28 years. He's a straight shooter. Put your clients needs first and your pocket second is his motto. You have options. I was lucky to land where I did. Hi, I'm young and 22 and just looking for some insight. I joined primerica and got life licensed and securities licensed.
I am not a fan of the emphasis on recruitment and on farming my loved ones friends and family for sales and leads. I am essentially wondering two things: 1. If I do decide to leave the company, will my licenses be revoked such that I cannot use them when applying for other securities or Life insurance jobs? I would hate for all that studying and money to be for nothing. I don't see long term success just asking those close around me. I'm not sure about Canadian law, so it's hard to answer.
There rarely are salary-based insurance sales jobs. Hi, So I was wondering what happened to this company in my area. About 10 years ago I was approached literally left and right and always declined. Thanks for the info and reassurance I made the right choice. I agree with everything I just read, but how do I get out? I've only been with them for 2 weeks and I am never really comfortable selling things to people. I started working with Primerica about a month ago.
I just got life licensed. My biggest problem with Primerica was, is, and will continue to be that they expect you to prospect your warm market. My family and friends are not the people who want to talk to me about their financial lives. Hello, I was recently approached by a recruiter offering 6 figures and a full benefits package, and a "set your own pace and schedule" type of employment.
While researching the company I came across your article. I was already apprehensive about joining due to the overhyped pitch he gave. My father always told me, "If it sounds too good to be true, it probably is. I will be declining the offer.
Hello, as a Primerica agent I do appreciate your unbias report, however I believe you are not telling the whole story. We are a company of many things, just not life insurance.
You can't compare apples to oranges. Primerica was built by a highschool coach, Art Williams, who got ticked off because his parents got taken advantage of by an insurance agent selling a product that wasn't fit. Our concept "buy term invest the difference" is one of the best things me personally has come across. I will put our life insurance product and concepts up against any other insurance company that is out there.
Besides life insurance we offer many other services and products that other insurance companies do not. I think thats what makes us so great, diversity. Many people who come in the business complain of how this company is run. Everyone has a chance to make something of themselves, and what I have found over the years is most people think this a get rich quick type thing and when they have to put in a lot of work they start to bad mouth the company.
You definitely have to put in the work to get results. I don't understand why people bad mouth a company when they didn't even try. With that said I think we have the best business opportunity available in the world for anyone who isn't afraid of work and who understands how a business works.
Thanks Mike, I appreciate your comments. Every agent should read Art Williams' book "Coach! Excellent article! I enjoyed being an agent, however I was put off by the aggressiveness of my up line. I allowed my credentials to expire, I wish I had not done that because I find it crucial for everyone, especially the African American community. I am working on recertification! Keep sharing valuable information.
Each one, teach one. What do these companies know that you do not? Thanks for your article! I was recently approached to join Primerica. The approach was a bit unscrupulous. An acquaintance on IG sent me a message saying she thought she was me on a call to start a home business. When I expressed interest, she asked if she could get my feedback on a video.
I knew it was a video about the business, but I thought she wanted my opinion on whether she should join. Little did I know that I was being recruited. The first red flag: I got a call from a man that said he was her trainer, but I had to reschedule. So were set to talk the next day. The next day, it was a woman there as the trainer. What happened to the man? I was expecting a discussion about the products, but I was shown a graphic that contained a list of agencies under Primerica.
Second red flag: The graphic listed companies that we had to work with. One of those listed is AXA. I had a very bad experience with AXA, and would not switch to them again. I can't trust any company that works with AXA. Even further, the IBA agreement states that we can only sell Primerica products. Fair enough, the companies needs to make money. But if I'm independent, I should be be able to sell people whatever works best for them.
The point in this article about being limited by products is spot on. Third red flag: I asked about the training protocol. What systems am I being trained on, and how will I be able to help people? What information will I be learning.
I was hoping to see a graphic outlining the training timeline, model, process, etc. Instead I received a very vague answer. Never in my life have I signed on to a training program without seeing a syllabus of what I will be learning. It didn't give me much to base my decision on.
Even further, when I was sharing some of my insight about financial freedom, I get the sense that I wouldn't be learning anything new, so to say. Fourth red flag: The trainer tried to get me to rush into signing using my SSN. I said, hold on, I have to read through this agreement first. She did give me time to read through, but I didn't feel settled in what I read. All in all, I don't think Primerica is a good fit for me. The part about higher commission elsewhere does make me curious about working with another company.
So tell me about your group, David. Hi Shawn! Thanks for the detailed reply. Thank you for such detailed information about Primerica. I got introduced to Life insurance sale through Primerica recruitment process but have not sold or recruited anyone. I had close opportunities but my gut kept telling me something was not right and I have learned over the years to trust that feeling.
Some of the most costly plans actually work great for some patients and terrible for others, because of the individual needs. I am thankful for this confirmation. I have been vetting a company that I feel very good about but I am open to learning more about yours as well. You are pretty accurate with the process, however, the interpretation of many who will read this will take it as a negative.
I have been with Primerica for 17 years now. I was skeptical at first. I had a cash value policy and was saving money in a bank savings account. When I saw what they did for me, I decided to give it a try as a part time agent. I had no intentions on quitting my job as a police officer for 15 years. It was through a combination of recruiting and production. I did it in 3 months. Today I am a Regional Vice President with 3 offices in 3 different states.
Primerica has been great for me. I understand people want to do research. I understand people are skeptical. My 2 cents is Primerica is a great company to start with.
I am newly licensed and just getting ready to start selling final expense. I have looked at many opportunities to sell insurance and David's agency makes the most sense by far.
James Young 08 Nov 21 One of the better places for agents to work. Two thumbs up, cant complain Gurdip Singh 07 Nov 21 This is an excellent agency to partner with. The training is exceptional and you have access to all the tools you need to be successful. Fred Palffy 27 Oct 21 Duford Insurance group is such a great mentorship program. David shares very relevant knowledge and expertise every week on his training calls.
He Displays positivity and enthusiasm always. David doesn't shy away from providing honest and constructive feedback. He has great listening skills and is always willing to go above and beyond to got you answers via email etc. You can also schedule calls with him as well when you are feeling stuck.
I so appreciate what I've learned from him and his training has made me a more confident agent in the field. Look no further! Valora Mattison 26 Oct 21 This is a great agency to work for. You won't be disappointed.
Great training and support. Shronda Birch 25 Oct 21 I have the honor and pleasure of working with David Duford since to present. This has been possible since teaming up with my Mentor David Duford.
If you are looking for a real mentor that will help you to become a top producer then look no further and book an appointment to talk to him and see if you are a fit to joining his Agency. You will not regret your decision. They are very responsive. I get emails about how to improve my business or how they can add value to my business. Their youtube and intenal video content is amazing.
Most other IMO's email me their incentive trip details and try to push my production to them. There is no shortage of IMO's in the final expense space. His focus on finding the best value and solution for the client. That makes it easy to build a business for long term Tunc Tanin 24 Oct 21 Duford Insurance Group has excellent training, resources, carrier selection to assist the Agent in succeeding. David Duford is wonderful as is his upline Thomas Franklin 23 Oct 21 I like all the training we have access to.
Plus the live training weekly. Melissa Schoenung 23 Oct 21 Working with David Duford is simple and "no contracts", vested in your production day one! I did have a few years experience prior to going Independent, but his training and tools, and updates on marketing, helps any agent.
It's all remote, but that is the way business works now in recruiting. Michael Lewis 23 Oct 21 David has a wealth of information. Very helpful for me. Jerry Trost 22 Oct 21 Kurt Foulds 22 Oct 21 I have worked with other agencies in the past almost leaving the industry all together for lack of support and training. David Duford is the most transparent agency owner I have ever met. His trainings are the best I have ever experienced. After working with David, I am excited again about the industry and my new skillsets.
Highly recommend his agency especially for new agents. He tells it like it is and doesn't sugar coat anything. He offers great training and insight and has been very helpful to me and others in getting our businesses headed in the right direction.
Mike Luna 22 Oct 21 I can't imagine there is a better agency to work with whether you are a seasoned agent or new to the insurance business. I would highly recommend the Duford Insurance Group to further your insurance career. Craig Barnes 22 Oct 21 The Duford Insurance Group is a very professional agency with all the tools you need to be become a successful agent.
He truly cares, which is a rare trait. If you are looking for a place where you can grow at a rapid rate, increase your bank account beyond your imagination, learn from an expert who is fun, loving, exciting and thoughtful, look no more. David is an insurance expert and you will become one too, he provides everything you need from the best commission rates to the best insurance carriers especially if you want to do telephone sales from home, the best telephone and in home scripts he will teach you everything you need to say Word for Word to close the sale.
Tracy O. Johnson aka the insurance lady! His training is great. He is one of the few agency owners who takes personal interest in each and every one of his agents. I highly recommend working with Duford Insurance Group! Jo Nazario 05 Dec 19 the guy has integrity. Ric Craig 01 Oct 19 His expertise in final expense and mentor ship no nonsense approach to helping new agents Michael Dvorak 28 Mar 19 Training in Final Expense.
As an insurance agent, and internet community leader to thousands of agents, I can appreciate how well David embodies a marketing model that consistently delivers a value first content approach. This has truly earned the respect of myself, and thousands of other agents in this industry who have learned something from watching David.
Ryan Saridakis 27 Sep 18 There are very few people in the industry with as much knowledge as Dave. Couple that with truly having the heart of an educator and you've got a valuable resource in Mr. Dave Duford. I have nothing but good things to say about David and his level of commitment to seeing his agents succeed.
Honesty, transparency, and mentorship is what you will get when you work with Dave! Join Duford Insurance Group! Become An Agent! David Duford last updated on August 7, Disclaimer: We are not in any way affiliated with Primerica. In fact, we are a direct competitor of theirs.
This article is our personal review of their agent sales career opportunity and our personal opinions of the company. If you are looking to contact Primerica directly, call them at David Duford specializes in recruiting and training new and experienced insurance agents to become top producers utilizing proven sales and marketing systems in Final Expense, Annuities, Mortgage Protection, Medicare Supplement, or Medicare Advantage.
He has sold insurance since , recruited more than 1, agents since , and has helped develop many of them into six-figure income earners. June 5, at am. David Duford Glad to help! June 7, at am. Alejandro Chetto Hola Jefe, You are dead on with everything about Primerica as this is how I first was introduced to my insurance career.
Gracias Jefe Alejandro Chetto. June 12, at pm.
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